Kids should learn to budget their money. They should know the importance of making ends meet.After all, when they are in college, they have to cover living expense, buy textbooks and pay tuitions. Money management skills can help them avoid debt and be more successful in the future.

解析 这段素材可以用于和 “钱” 相关的题目中，比如 “给孩子零花钱”“奖励在校表现好的孩 子（可以奖励金钱）”“通过从小培养孩子的金钱管理能力来存钱” 等。使用此类素材回答时，主题句中的关键词为：save money、make ends meet、avoid debt等。

词汇和表达

★ budget one’s money 做好预算

★ make ends meet 收支相抵

★ cover living expense, buy textbooks and pay tuitions 支付生活费用，购买教科书和支付学费

★ avoid debt 避免债务

适用题目范围 学经济课程/存够了钱再支出而不是借钱/给孩子零花钱/教给孩子的技能 /孩子在学校表现得好给予物质奖励/如何省钱：从小就培养孩子的金钱管理能力等

适用题目

（1） Do you agree or disagree with the following statement: Parents should give their kids money if they have good grades in school?Please include details and examples in your explanation.[2016-5-29] （答题提示：培养金钱管理技能）

（2） Some people would like to borrow money to make a big purchase, while others will wait until they have saved enough money . Which one do you prefer and why?[2015-12-20] （答题提示 : 至少要收支相抵）

（3） If you had some extra money, would you spend it right away or save it ?Which choice do you prefer and why?Include details in your explanation.[2014-10-11] 55F+lvMXTrYvAolEi93isrQV4k2xSY7cTHk86cXTVeEdVCONuqzonOmbuK+MrgOB