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Day 5 银行办事

必会句1

I'd like to make a deposit.

我想存钱。

一句顶万句

checking account(美)活期账户,相当于current account(美);

savings account 储蓄账户;

Social Security Card 社保卡

Checking card 借记卡

办理其他业务:

I need to pay a fee for overdrafting my account.

▲overdrafting['əuvə,drɑ:ft,-,dræft]n.[金融]透支;[金融]透支额

我要给我的透支账户还款。

I need to take some money out.

我要取些钱。

I'd like to sign up for a checking card.

我想申请办一张借记卡。

Could I withdraw some fresh?

▲withdraw[wið'drɔ:, wiθ-]vt.撤消;收回

我能取一些现金吗?

I need to transfer funds to different accounts.

我想往别的账户上转钱。

I want to start a new checking account.

我想开一个新的活期账户。

一句顶万句

1.I want to deposit some money in my account.

我想往账户里存点儿钱。

2.Please hand me your money and fill out this form.

钱先给我,然后填一下这个表格。

3.Take this receipt which has all of the transaction information on it.

这是存款凭证,上面有这笔存款的相关信息。

4.Could I open a new account, please?

我能新开一个账户吗?

5.Sure, let me assist you.

好的,让我帮你。

6.What is your account number?

你的账号是多少?

实战训练

A:Excuse me, I want to deposit some money in my account, but I don't know how to do it.

B:OK, let me help you.Please hand me your money and fill out this form.

A:All right, here you are, not a big sum.

B:I will deposit the sum in your account, please wait for a moment.

A:Okay, is there anything else I should do?

B:No, just wait, please.All right, the sum has been put into your account.Take this receipt which has all of the transaction information on it.

A:Thanks a lot.I really appreciate it.

B:You are welcome.

A:你好,我想往账户里存点儿钱,可不知道怎么存。

B:好的,我来,钱先给我,然后填一下这个表格。

A:好的,给,没多少钱。

B:我会把钱存进您的账户,请稍等。

A:好,还有什么其他手续吗?

B:没了,您稍等就行。好了,钱已经存进去了。这是存款凭证,上面有这笔存款的相关信息。

A:谢谢,太谢谢了。

B:不客气。

必会句2

I need to take out a loan.

我要贷款。

一句顶万句

关于贷款的常用表达:

I'd like to ask about taking a loan.

我想问一下贷款的事情。

I'd like to apply for a loan.

我想申请一笔贷款。

I'd like to apply for a home equity loan.

我想申请住房抵押贷款。

I'd like variable interest mortgage.

我想要一笔可变利率抵押贷款。

Could you please tell me something about fixed interest loan?

能给我解释一下固定利率贷款吗?

Do you have any 20 years return available?

你们办理还款期为20年的业务吗?

What's the current interest rate?

当前的利率是多少?

Is there prepayment penalty?

有提前还款罚金吗?

I'd like to borrow 2000 dollars.

我想贷2000美元。

What are my monthly principal and interest payments?

▲principal and interest 本利,本金及利息

我每个月要付的本息是多少?

How much of down payment is required?

首期付款是多少?

一句顶万句

1.I'd like to apply for a personal loan.

我想申请个人贷款。

2.Let me check out the credit manager.

让我查看一下信用额度。

3.What's the current interest rate?

现在的活期利息是多少?

4.I'll set appointment for you to see a loan officer right away.

我会马上给您安排去见您的信贷员。

5.Would you please fill up this application form?

您能填写一下这张申请表吗?

6.Do you bring ID card with you?

您带着您的身份证件了吗?

实战训练

A:Hello, how can I help you?

B:I'd like to apply for a personal loan.

A:How much would you like to borrow?

B:2000 dollars.

A:Let me check out the credit manager.The record shows your credit rating is quite high, so I don’t think you have any problem.

▲credit rating 信用等级;信誉评价

B:What's the current interest rate?

A:Our monthly interest rate is 1.8%for outstanding balance.Would you please fill up this application form?

B:All right.

A:I'll set appointment for you to see a loan officer right away.Do you bring ID card with you?

B:Yes, I have it right here.

A:There shouldn't be problem with you to get money today after talking to loan manager.

B:Thank you.

A:您好,我能帮到您什么吗?

B:我想申请个人贷款。

A:您想借多少钱?

B:2000美元。

A:让我查看一下信用额度,您的信用等级很高。你贷款没什么问题。

B:现在的活期利息是多少?

A:我们每月利率是未付余额的1.8%。您能填写一下这张申请表吗?

B:好的。

A:我会马上安排您去见信贷员。您带着您的身份证件了吗?

B:我带着呢。

A:和贷款经理交谈后,今天拿到钱应该不成问题。

B:谢谢。 Ttvy6uvYKtZvWtJGbZJ9E5xUHgB0njWdurgJjgskbGwLHT9dDNdav6aPqbeR5xZw

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